For any ride over an hour I normally apply a layer of thin cream called “chamois cream” between my chamois and skin. The reasoning is to keep friction low between chamois and body, as well as skin to skin.
Chamois Butt’r Her’ for Women $15.99
As the guys in the bike industry are realizing that women and men aren’t made the same we are seeing more products hit the market that are specially formulated for a woman’s body. Chamois Butt’r Her’ is just this, cream designed to not throw off your pH-Balance while protecting your skin from friction irritation.